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Purchase
Turn the home of your dreams into reality.
Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Refinance
Save money by taking
advantage of the lowest rates available.
Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Debt Consolidation
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment.
Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
Reverse
Mortgage
Reverse mortgage loans are a way for older homeowners to convert their home's value into tax-free cash, without having to sell or move. Insured by the U.S. government, the Dept of Housing and Urban Development (HUD) allows Homeowners who are 62 or older to borrow against the equity of their homes.
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Hello, my name is Linda Miller and welcome to my mortgage website.
I choose the domain SmartLoanLady.com (1) because I hope it is easy for you to remember and (2) I think it describes me pretty well.
I have been in the mortgage industry for over ten years and I have never seen a more rapidly changing and more challenging mortgage environment. In this environment you need a trusted mortgage advisor who not only works hard at understanding new guidelines and loan programs but who listens to your unique situation and your financial and homeownership goals.
Please feel comfortable calling me at anytime with any type of mortgage question – whether you are in the market for a new loan or refinancing your existing loan. If buying a new home or refinancing is in your future – even if it is a year or two out – call me so I can help you put a plan in place. When you have a plan it empowers you to make the best decisions for you and your family and will save you money.
SmartLoanLady.com
Republic Mortgage
488 East 6400 South, Suite 250
Salt Lake City, UT 84107
801.506.3133 Office
801.550.1222 Cell - Call or Text
NMLS #39250
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